Superbank supports on-ramping using all USA domestic rails, and 12 international rails, and off-ramping using all USA domestic, and 27 international rails.
USA Domestic Rails
On-Ramp
| Rail | Currency | Settlement Time |
|---|
| Same Day ACH | USD | T+0 |
| Next Day ACH | USD | T+1 |
| FedWire | USD | T+0 |
| RTP | USD | Real-time |
| FedNow | USD | Real-time |
Off-Ramp
| Rail | Currency | Settlement Time |
|---|
| RTP | USD | Real-time |
| FedNow | USD | Real-time |
| Same Day ACH | USD | T+0 |
Same Day ACH is a fallback rail used when end-user’s bank is not part of the FedNow or RTP networks.
International Payments, Currencies & FX
Pricing for real-time on/off-ramping with international rails is corridor and rail specific.
On-Ramp
Superbank provides USDC/T liquidity and access to real-time on-ramping from 12 local currencies to USDC/T via both instant and legacy rails.Superbank does not provide on-chain liquidity other than USDC/T stablecoins.
Superbank support the following fiat rails for on-ramping:
| Country | Rail | Currency | Settlement Time |
|---|
| Brazil | Pix | BRL | Real-time |
| Colombia | PSE | COP | Real-time |
| Colombia | ACH | COP | T+1 |
| EU | SEPA Instant | EUR | Real-time |
| EU | SEPA | EUR | T+1 |
| Mexico | SPEI | MXN | Real-time |
| Nigeria | NIBSS | NGN | Real-time |
| Philippines | InstaPay | PHP | Real-time |
| Philippines | PESONet | PHP | T+1 |
| UAE | NPSS | AED | Real-time |
| United Kingdom | SEPA Instant | EUR | Real-time |
| United Kingdom | SEPA | EUR | T+1 |
Off-Ramp
Superbank provides USD liquidity and access to real-time off-ramping from USDC/T to 22 local currencies via instant rails.Superbank does not provide off-chain liquidity in non-USD currencies.
Superbank support the following fiat rails for off-ramping:
| Country | Rail | Currency | Settlement Time |
|---|
| Argentina | Transferencias 3.0 | ARS | Real-time |
| Brazil | Pix | BRL | Real-time |
| Colombia | PSE | COP | Real-time |
| Costa Rica | SINPE | CRC | Real-time |
| Costa Rica | SINPE | USD | Real-time |
| EU | SEPA Instant | EUR | Real-time |
| Ghana | GhIPSS | GHS | Real-time |
| Hong Kong | FPS | HKD | Real-time |
| India | IMPS | INR | Real-time |
| Indonesia | BI-FAST | IDR | Real-time |
| Kenya | PesaLink | KES | Real-time |
| Malaysia | PayNet’s Duitnow | MYR | Real-time |
| Mexico | SPEI | MXN | Real-time |
| Nigeria | NIBSS | NGN | Real-time |
| Pakistan | IBFT | PKR | Real-time |
| Philippines | InstaPay | PHP | Real-time |
| Singapore | FAST | SGD | Real-time |
| Singapore | MEPS | SGD | Real-time |
| South Korea | KFTC | KRW | Real-time |
| South Korea | FirmBanking | KRW | Real-time |
| Thailand | PromptPay | THB | Real-time |
| Turkey | FAST | TRY | Real-time |
| Turkey | EFT | TRY | Real-time |
| UAE | NPSS | AED | Real-time |
| United Kingdom | Faster Payments | GBP | Real-time |
| United Kingdom | SEPA Instant | EUR | Real-time |
| Vietnam | Napas | VND | Real-time |