Payment Rails & Currencies - Superbank Documentation

Superbank supports on-ramping using all USA domestic rails, and 12 international rails, and off-ramping using all USA domestic, and 47 international rails.

USA Domestic Rails

On-Ramp

Rail	Currency	Settlement Time
Same Day ACH	USD	T+0
Next Day ACH	USD	T+1
FedWire	USD	T+0
RTP	USD	Real-time
FedNow	USD	Real-time

Off-Ramp

Rail	Currency	Settlement Time
RTP	USD	Real-time
FedNow	USD	Real-time
Same Day ACH	USD	T+0

Same Day ACH is a fallback rail used when end-user’s bank is not part of the FedNow or RTP networks.

International Payments, Currencies & FX

Pricing for real-time on/off-ramping with international rails is corridor and rail specific.

On-Ramp

Superbank provides USDC/T liquidity and access to real-time on-ramping from 12 local currencies to USDC/T via both instant and legacy rails.Superbank does not provide on-chain liquidity other than USDC/T stablecoins.

Superbank support the following fiat rails for on-ramping:

Country	Rail	Currency	Settlement Time
Brazil	Pix	BRL	Real-time
Colombia	PSE	COP	Real-time
Colombia	ACH	COP	T+1
EU	SEPA Instant	EUR	Real-time
EU	SEPA	EUR	T+1
Mexico	SPEI	MXN	Real-time
Nigeria	NIBSS	NGN	Real-time
Philippines	InstaPay	PHP	Real-time
Philippines	PESONet	PHP	T+1
UAE	NPSS	AED	Real-time
United Kingdom	SEPA Instant	EUR	Real-time
United Kingdom	SEPA	EUR	T+1

Off-Ramp

Superbank provides USD liquidity and access to real-time off-ramping from USDC/T to 40 local currencies via instant rails.Superbank does not provide off-chain liquidity in non-USD currencies.

Superbank support the following fiat rails for off-ramping:

Country	Rail	Currency	Settlement Time
Argentina	Transferencias 3.0	ARS	Real-time
Australia	NPP	AUD	Real-time
Bangladesh	NPSB	BDT	Real-time
Bolivia	ACH	BOB	Real-time
Brazil	Pix	BRL	Real-time
Chile	TEF	CLP	Real-time
China	CNAPS	CNY	Real-time
Colombia	PSE	COP	Real-time
Costa Rica	SINPE	CRC	Real-time
Costa Rica	SINPE	USD	Real-time
Denmark	Straksclearing	DKK	Real-time
Ecuador	SPI	USD	Real-time
Egypt	InstaPay	EGP	Real-time
El Salvador	Transfer365	USD	Real-time
EU	SEPA Instant	EUR	Real-time
Ghana	GhIPSS	GHS	Real-time
Guatemala	ACH	GTQ	Real-time
Honduras	ACH	HNL	Real-time
Hong Kong	FPS	HKD	Real-time
India	IMPS	INR	Real-time
Indonesia	BI-FAST	IDR	Real-time
Israel	Masav	ILS	Real-time
Japan	Zengin	JPY	Real-time
Kenya	PesaLink	KES	Real-time
Malaysia	PayNet’s Duitnow	MYR	Real-time
Mexico	SPEI	MXN	Real-time
Nigeria	NIBSS	NGN	Real-time
Norway	Straksbetaling	NOK	Real-time
Pakistan	IBFT	PKR	Real-time
Peru	CCE	PEN	Real-time
Philippines	InstaPay	PHP	Real-time
Poland	Express Elixir	PLN	Real-time
Saudi Arabia	SARIE	SAR	Real-time
Singapore	FAST	SGD	Real-time
Singapore	MEPS	SGD	Real-time
South Africa	RTC	ZAR	Real-time
South Korea	KFTC	KRW	Real-time
South Korea	FirmBanking	KRW	Real-time
Sri Lanka	CEFTS	LKR	Real-time
Sweden	Bankgirot	SEK	Real-time
Thailand	PromptPay	THB	Real-time
Turkey	FAST	TRY	Real-time
Turkey	EFT	TRY	Real-time
UAE	NPSS	AED	Real-time
United Kingdom	Faster Payments	GBP	Real-time
United Kingdom	SEPA Instant	EUR	Real-time
Vietnam	Napas	VND	Real-time

⌘I

​USA Domestic Rails

​On-Ramp

​Off-Ramp

​International Payments, Currencies & FX

​On-Ramp

​Off-Ramp

USA Domestic Rails

On-Ramp

Off-Ramp

International Payments, Currencies & FX

On-Ramp

Off-Ramp